The builder demands final payment before finishing — Aberdeenshire Council rules of thumb

The short answer: final payment is due when the contract works are complete and conforming — not when the builder says the calendar says so. If snagging items remain, the retention stays held: that is what it is for.

REVIEWED BY: Sean McNamara on 2026-09-03

The decision table

Their positionYour position
"We're done, pay the retention"Walk the job with the snagging log; list what remains; pay for what IS complete
"Pay now or we stop"The walked-off-job script — written position, no panic payment
"Extra costs came up"Variations need your written agreement (quote vs estimate)
"We'll finish after final payment"Retention exists precisely for this; hold it in writing

In Aberdeenshire Council

Hold the position in writing, then letter before action if the deadline passes. Claims up to £10,000: small claims track.

Report it: the Citizens Advice consumer service passes reports to Aberdeenshire Council Trading Standards — council page (verified 2026-09-04).

Independent information directory — not legal advice.

Source: https://www.aberdeenshire.gov.uk/news/2025/jul/trading-standards-issue-warning-to-aberdeenshire-residents-over-rogue-roofing-firms (verified 2026-09-04).

Reviewed by Sean McNamara · 2026-09-03 · Independent information directory — not legal advice.